What is Frec?

Frec is a next-generation AI investment platform that democratizes direct indexing through intelligent automation. Our advanced algorithms enable investors to directly own and optimize individual stocks from premier indices like the S&P 500. The platform's AI-driven engine performs real-time tax-loss harvesting, while machine learning algorithms continuously optimize portfolio performance. With smart customization tools and transparent pricing starting at 0.10%, Frec delivers enterprise-grade investment capabilities through an intuitive digital interface.

Key Features

Intelligent Direct Ownership

Leverage AI-powered stock selection and management within major indices, maximizing tax efficiency through granular portfolio control.

AI-Driven Tax Optimization

Utilize advanced algorithms and MSCI Barra Risk Model integration for automated daily tax-loss harvesting, achieving up to 2x traditional ETF tax benefits.

Smart Portfolio Customization

Access 14 dynamic indices with AI-assisted sector allocation and stock selection tools, plus intelligent dividend reinvestment options.

Transparent Digital Pricing

Enjoy algorithmic-based management at just 0.10%, eliminating traditional fund fees through direct indexing technology.

Smart Lending Integration

Access up to 70% of your portfolio value through AI-optimized lending rates, maintaining investment positions while accessing liquidity.

Intelligent Cash Management

Maximize idle capital with AI-driven treasury management, automatically optimizing returns while maintaining security.

Use Cases

AI-Enhanced Tax Management: Ideal for investors seeking algorithmic tax-loss harvesting at the individual stock level.

Smart Portfolio Personalization: Perfect for customizing index exposure using AI-driven sector and stock selection tools.

Digital-First Cost Optimization: Designed for investors wanting algorithmic portfolio management at minimal fees.

Intelligent Liquidity Solutions: Optimal for accessing smart lending features without disrupting investment strategies.

Automated Cash Optimization: Suited for maximizing returns on uninvested capital through AI-driven treasury management.