Platform Overview:

XTransfer, launched in 2017, represents a breakthrough in AI-driven financial technology, offering comprehensive cross-border banking solutions tailored for SMEs. The platform integrates smart multi-currency account management, global payment capabilities, and AI-powered risk control systems built on advanced cloud infrastructure.

Through strategic partnerships with premier global financial institutions and AI-enhanced compliance protocols, XTransfer revolutionizes international money transfers, optimizing costs and ensuring regulatory compliance for businesses worldwide. The platform enables seamless operations across 200+ countries with support for 15+ currencies, catalyzing efficient global trade.

Core Capabilities

Intelligent Multi-Currency Banking

• Smart business accounts supporting 15+ currencies with global reach

• Zero-fee account setup and maintenance

Advanced Payment Processing

• Real-time fee-free transfers between XTransfer accounts

• AI-verified compliant payments to global suppliers

Smart FX Solutions

• 24/7 real-time currency conversion with competitive rates

• Intelligent risk management tools including forward contracts

AI-Powered Security Framework

• Machine learning-enhanced fraud prevention and compliance

• Secure integrated banking network ensuring transaction integrity

Smart Global Receivables

• Multi-currency collection via dedicated virtual accounts

• Streamlined international receipt processing

Digital Intelligence Platform

• Automated online onboarding and verification

• Intuitive interface for global operations

Application Scenarios

Intelligent Global Payments: SMEs can leverage AI-optimized supplier payments and collections, reducing costs and processing time.

Smart FX Management: Access AI-driven currency risk management with real-time rates and automated hedging strategies.

Unified Account Control: Centralized management of multi-currency accounts through intelligent dashboard integration.

Compliant China Transactions: AI-powered system ensures smooth, regulation-compliant payments to Chinese vendors.

Optimized Cross-Border Collections: Smart receivables management supporting local currency transactions with reduced fees.